Paul Howes

Paul Howes

National Managing Partner, Enterprise

Articles by Paul Howes

Financial Services

Super funds performing strongly but will shrink in number over next five years

Given all the coverage of the Royal Commission’s criticisms of the financial services sector, you might be forgiven for thinking the superannuation sector is in a bad way. Far from it.

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Business & Economy

The customer is your new boss

So in 2019, when you hear a leader say the customer is their boss, there’s a much better chance than ever before that they truly mean it. But if we accept this truth, it necessitates fundamental change.

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Financial Services

Landmark Productivity Commission report must drive super industry overhaul

After 25 years, superannuation was due a landmark critical analysis – and the Productivity Commission’s draft report out yesterday certainly has not disappointed in that respect.It has spotlighted many important issues I would endorse.

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Financial Services

Two-speed super fund split to accelerate into major rationalisation over next ten years

The next decade will see a major rationalisation of Australia’s superannuation sector – with the number of funds in Australia being cut in half. But this is a natural evolution from the current market situation which is already seeing a two-speed divide between larger and smaller funds

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Financial Services

Compulsory superannuation and retirement savings system; 25 years young and still growing

The Australian compulsory superannuation and retirement savings system is 25 years young, and as a sector it has a lot to be proud of. Much like our own lives, 25 is often a key inflection point, and the super sector is seeing significant change. With the launch of our new interactive superannuation dashboard, Paul Howes reflects on these changes.

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Financial Services

Superannuation: too important to withstand any more government speculation

Having strongly supported the government’s initial superannuation legislative measures last week we think yesterday’s follow-up effort on the more contentious issues was a reasonable outcome in a difficult position. The…

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Financial Services

Draft superannuation legislation: a step towards gender equity

The government’s political problems with the superannuation tax changes proposed in May’s Budget are well known as Parliament still awaits the draft legislation on the most contentious of these issues.…

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Financial Services

The ‘super’ gender gap: a significant issue for equality in retirement

The proposed super changes in May were the most contentious part of the Federal Budget, and – depending on what newspaper you read – may have contributed to the Coalition’s…

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Financial Services

Paul Howes on superannuation: a central and sacrosanct pillar of retirement

Superannuation is a central pillar in Australia’s retirement incomes system. If it wasn’t for the deferment of wages into compulsory retirement savings, meeting the challenges facing an ageing population would…

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